If you are a first-time buyer, a veteran or are looking to buy a home in designated target areas of Illinois, you may qualify for SmartMove, a mortgage and down payment/closing cost assistance program from the Illinois Housing Development Authority (IHDA).

SmartMove offers mortgage loans with affordable rates and up to $6,000 for down payment and closing costs assistance as a 10-year zero percent forgivable loan to qualifying borrowers. Learn more about SmartMove in this video and find additional details about program qualifications at www.ihda.org.  Have a specific question about SmartMove? Send them to smartmoveinfo@ihda.org.