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Some homeowners who are facing financial problems because of the COVID-19 coronavirus outbreak will get a longer grace period to renew their flood insurance thanks to an extension by the Federal Emergency Management Agency (FEMA).
Those with National Flood Insurance Program (NFIP) policies expiring between Feb. 13 and June 15 will get 120 days to renew their coverage without a lapse in coverage instead of the typical 30-day period, according to FEMA.
“FEMA understands the sense of urgency related to financial hardships and wants to be proactive,” said David Maurstad, deputy associate administrator of FEMA’s Federal Insurance and Mitigation Administration, who oversees the NFIP. “We want to make sure that policyholders don’t have to worry that their policy will lapse during the spring flood season or into the start of hurricane season. We hope this extension will give policyholders some peace of mind and allow them extra time to renew their policies to ensure they are covered should a flood loss occur.”
Policyholders can contact their insurance carrier for more information or they can call the NFIP at 1-877-336-2627.
