Decatur, Illinois is the most affordable metro area in the entire country, according to Freddie Mac’s latest quarterly analysis of housing affordability.

To make that determination, Freddie Mac compares median home prices, required monthly payments and the income available to make monthly payments in 163 U.S. metros. Other affordability factors include down payments, local taxes and insurance.

Click here to read more from Freddie Mac and find an interactive housing affordability map.